Pre-Approval
Start Your Mortgage Pre-Approval
The application takes about 10 minutes, Matt reviews it personally, and most buyers have a pre-approval within 24 hours.
Start the Application
Secure online application · No obligation
Have these ready
Last 30 days of pay stubs
Last 2 years of W-2s (or 2 years of tax returns if self-employed)
Most recent 60 days of bank statements — every page
Government-issued photo ID
Current address history (2 years)
Gift letter, if any of your down payment is a gift
What happens next
- 1
You submit the application (about 10 minutes).
- 2
Matt reviews your credit, income, and assets — the same underwriting homework most lenders skip until after you're under contract.
- 3
You get a pre-approval letter, usually within 24 hours, and a clear budget you can shop with confidence.
Watch — the 82-second quick guideView full video details →
Prefer to talk first?
Text or call Matt directly — real answers before you fill out anything.
Matt Demorest NMLS #1011726 · HomeSure Lending NMLS #130290 · Equal Housing Opportunity